Disability Insurance Basics
The Fundamentals of Disability Insurance
Disability insurance pays benefits when you are unable to earn a living because you are sick or injured.
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How Much Disability Income Insurance Should You Have?
The amount of individual disability income insurance you should buy depends on three things: how much income you'll need if you become disabled, how much money you can afford to spend on premiums, and how much insurance you'll be able to purchase under the insurance company's guidelines.
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Social Security Disability Benefits
Like most people, you probably don't expect to become disabled. However, you are three times more likely to become disabled due to illness or injury than to die during your earning years.
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Individual/Group Disability Policy Alternatives
Individual/Group Disability Policy Alternatives table.
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Prepared by Broadridge Investor Communication Solutions, Inc. Copyright 2023.