Saving for College
Sending Your Child to College
For most parents, sending a child to college is at the top of the wish list. A college education can open doors to many opportunities, but that diploma doesn't come cheap.
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Tax-Advantaged Ways to Save for College
In the college savings game, all strategies aren't created equal. Ideally, you'll want to choose a savings vehicle that offers you the best combination of tax advantages, financial aid benefits, and flexibility while meeting your overall investment needs.
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Financial Aid
Financial aid is money distributed primarily by the federal government and colleges in the form of student loans, grants, scholarships, and work-study jobs. Loans and work-study must be repaid (through monetary or work obligations), while grants and scholarships do not. A student can receive both federal and college aid.
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College Savings Vehicles Compared
Different college savings vehicles have different rules regarding who can participate, control of the underlying investments, tax advantages, penalty if the money isn't used for qualified education expenses, federal financial aid treatment, and common fees and expenses.
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Prepared by Broadridge Investor Communication Solutions, Inc. Copyright 2023.