Time Value of Money Calculators Future Value of a Single Sum Calculator The Future Value of a Single Sum Calculator can answer questions such as: If you have a certain amount to invest today, how much might that sum grow to in the future at a given interest rate? If something costs a certain amount today, how much might that item cost in the future at a given inflation rate? If you are receiving a certain benefit today that is indexed for inflation, how much might that benefit grow to in the future at a given inflation rate? Present Value of a Single Sum Calculator The Present Value of a Single Sum Calculator can answer questions such as: If you expect to receive a certain payment or benefit in the future, how much is that payment worth today assuming a given discount rate? How much should you expect to pay now to receive a certain amount in the future? If you need a certain amount in the future, what current amount of savings would be adequate to fund that need if the savings grow at a given interest rate? Future Value of an Annuity (Stream of Payments) Calculator The Future Value of an Annuity Calculator can answers questions such as: If you make a series of savings deposits, how much might those savings grow to in the future at a given interest rate? How much should you expect to receive in the future in return for your periodic payments into an investment? Present Value of an Annuity (Stream of Payments) Calculator The Present Value of an Annuity Calculator can answer questions such as: How much should you expect to pay now to receive a stream of future payments? How much should you expect to receive now in return for your making a stream of future payments? How much do you need saved to cover a stream of future expenditures?