Personal Cash Flow Worksheet Use this calculator to determine household cash flow. The exercise of determining expenses and creating a pie chart with this data will help illustrate where household funds go each month. Monthly Income After-tax salary, pension, Social Security $ Investment income $ Other (e.g., child support, rental income) $ Monthly Expenses --Housing Mortgage/rent $ Utilities (e.g., phone, gas, electric) $ Property taxes $ Maintenance and supplies $ --Food Groceries $ Dining out $ --Transportation Fuel and maintenance $ Other (e.g., tolls, parking, bus) $ --Child care/education Child care/baby-sitters $ Education expenses $ --Consumer debt Auto payments $ Credit card payments $ Other debt payments $ --Clothing Purchases $ Alterations, laundry, dry cleaning $ --Insurance premiums Medical/dental insurance $ Auto insurance $ Homeowners insurance $ Life insurance $ Disability insurance $ Other insurance premiums $ --Miscellaneous Entertainment, vacations, travel $ Other $