Present Value of an Annuity Calculator The Present Value of an Annuity Calculator can answer questions such as: How much should you expect to pay now to receive a stream of future payments? How much should you expect to receive now in return for your making a stream of future payments? How much do you need saved to cover a stream of future expenditures? Annuity Payment (Min: $1) $ Years 1 year 2 years3 years4 years5 years6 years7 years8 years9 years10 years11 years12 years13 years14 years15 years16 years17 years18 years19 years20 years21 years22 years23 years24 years25 years26 years27 years28 years29 years30 years31 years32 years33 years34 years35 years36 years37 years38 years39 years40 years41 years42 years43 years44 years45 years46 years47 years48 years49 years50 years Frequency of Payments AnnualSemiannualQuarterlyMonthly When Paid Beginning of PeriodEnd of Period Annual Interest Rate (Range: 0.25% to 12%) % This is a hypothetical example intended for illustration purposes only. It does not represent the performance of any specific investment or portfolio, nor is it an estimate or guarantee of future performance. This calculator assumes a fixed rate of interest (or inflation), with compounding of interest the same as the frequency of payments. Actual rates may vary over time. This calculator does not take into consideration any federal or state taxes, or any investment fees or expenses.