Touchstone Capital, Inc.
Theodore Kerr
President/CEO
2607 Nicholson Road
Building 2 Suite 1100
Sewickley, PA 15143
724-933-8388
tkerr@touchstonecapital.com
www.touchstonecapital.com
 
 




Life Insurance Basics

Life Insurance Basics
Life insurance is an agreement between you (the insured) and an insurer. Under the terms of a life insurance policy, the insurer promises to pay a certain sum to a person you choose (your beneficiary) upon your death, in exchange for your premium payments. Appropriate life insurance coverage may provide you with a feeling of confidence, since you know that those you care about should be financially protected after you die.
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Comparison of Types of Life Insurance
Comparison of Types of Life Insurance table.
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How Traditional Whole Life Insurance Works
This chart shows how traditional whole life insurance works.
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How Variable Life Insurance Works
This chart shows how variable life insurance works.
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How Universal Life Insurance Works
This chart shows how universal life insurance works.
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How Variable Universal Life Insurance Works
This chart shows how variable universal life insurance works.
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The accompanying pages have been developed by an independent third party. Touchstone Capital, Inc. is not responsible for their content and does not guarantee their accuracy or completeness, and they should not be relied upon as such. These materials are general in nature and do not address your specific situation. For your specific investment needs, please discuss your individual circumstances with your financial adviser. Touchstone Capital, Inc. does not provide tax or legal advice, and nothing in the accompanying pages should be construed as specific tax or legal advice. Investment advisory services offered through Touchstone Capital, Inc., a registered investment adviser.  Insurance products and services are offered and sold through individually licensed and appointed agents in all appropriate jurisdictions.

Prepared by Broadridge Investor Communication Solutions, Inc. Copyright 2025.