Touchstone Capital, Inc.
Theodore Kerr
President/CEO
2607 Nicholson Road
Building 2 Suite 1100
Sewickley, PA 15143
724-933-8388
tkerr@touchstonecapital.com
www.touchstonecapital.com
 
 




Disability Insurance Basics

The Fundamentals of Disability Insurance
Disability insurance pays benefits when you are unable to earn a living because you are sick or injured.
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How Much Disability Income Insurance Should You Have?
The amount of individual disability income insurance you should buy depends on three things: how much income you'll need if you become disabled, how much money you can afford to spend on premiums, and how much insurance you'll be able to purchase under the insurance company's guidelines.
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Social Security Disability Benefits
Like most people, you probably don't expect to become disabled. However, you are three times more likely to become disabled due to illness or injury than to die during your earning years.
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Individual/Group Disability Policy Alternatives
Individual/Group Disability Policy Alternatives table.
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The accompanying pages have been developed by an independent third party. Touchstone Capital, Inc. is not responsible for their content and does not guarantee their accuracy or completeness, and they should not be relied upon as such. These materials are general in nature and do not address your specific situation. For your specific investment needs, please discuss your individual circumstances with your financial adviser. Touchstone Capital, Inc. does not provide tax or legal advice, and nothing in the accompanying pages should be construed as specific tax or legal advice. Investment advisory services offered through Touchstone Capital, Inc., a registered investment adviser.  Insurance products and services are offered and sold through individually licensed and appointed agents in all appropriate jurisdictions.

Prepared by Broadridge Investor Communication Solutions, Inc. Copyright 2025.