What are your chances of becoming disabled?

Susan E. Thomas CPA
	Newsletter

Feeling lucky? If you're like most people, the thought of becoming disabled never enters your mind. Even so, statistics show that you are more likely to become disabled than to die before retirement. Certainly you needn't panic, but you may want to consider disability income insurance. It can replace a significant portion of your income if you become disabled. An insurance professional can help you select a disability income insurance policy that's right for you.

In the meantime, take the following quiz to test your knowledge of disability facts.

Which condition is most frequently cited by people as a cause of their physical limitations?

High blood pressure
Back problems
Breathing difficulties
Arthritis

Which of the following methods have been recommended for the treatment of pain?

Deep tissue massage
Acupuncture
Anti-inflammatory drugs
All of the above

Of reported cases, what is the number one reason employees call in sick?

Flu
Common cold
Strains and sprains
Allergies

What percentage of Americans will have suffered a disability by age 65?

5 percent
10 percent
25 percent
40 percent

Which industry has the highest rate of employment-related injury and illness?

Manufacturing
Agriculture, forestry, and fishing
Mining
Construction

Women who work outside the home are _________ than men to miss work due to a disability-related illness.

More likely
Less likely
Much less likely
Just as likely

Which three states have the highest prevalence of employment-related disabilities?

Nebraska, North Dakota, and South Dakota
Connecticut, Rhode Island, and Massachusetts
Illinois, Indiana, and Iowa
Nevada, Mississippi, and South Carolina

Companies of which size have the highest rate of employee injuries?

1 to 10 employees
11 to 49 employees
50 to 249 employees
1,000 or more employees