Which health plan is right for you?
Choosing a health insurance plan can be a daunting process. Each plan has its own benefits and restrictions, and comparing them can be difficult. This tool is designed to help you sort out which plan is best suited to fit your needs.
Answer the following questions, ranking the importance that you would place on each health plan characteristic when choosing a health plan.
1. When selecting a primary care physician (PCP), how important is your freedom to choose any doctor you want?
Very important
Important
Less important
Unimportant
2. How important is your ability to see specialists without a PCP's referral?
Very important
Important
Less important
Unimportant
3. How important is having an unlimited choice of hospitals for nonemergency procedures?
Very important
Important
Less important
Unimportant
4. How important is not having to submit claim forms to your insurer?
Very important
Important
Less important
Unimportant
5. Rate the importance of having to pay small co-payments rather than being responsible for a larger deductible?
Very important
Important
Less important
Unimportant
6. If you choose a plan with a deductible, how important is the the flexibility to lower your premium by choosing a higher deductible?
Very important
Important
Less important
Unimportant
7. Rate the importance of great flexibility when it comes to selecting providers and services
Very important
Important
Less important
Unimportant
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