| Questions |
| 1. When do you plan to take withdrawals of principal from your portfolio? |
3-5 years
6-10 years
11-15 years
More than 15 years
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| 2. What is your age? |
Under 25
25-34
35-54
55-65
Over 65
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| 3. When making a long-term investment, I plan to hold the investment for |
1-2 years
3-4 years
5-6 years
7-8 years
9-10+ years
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| 4. In October 1987, stocks fell by more than 20 percent in one day. If you owned an investment that fell 20 percent over a short period, what would you do? (If you owned stocks in October 1987, please choose the answer that corresponds to your actual behavior at that time) |
Sell all of the remaining investment
Sell a portion of the remaining investment
Hold on to the remaining investment and sell nothing
Buy more of the investment
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| 5. Generally, I prefer an investment with little or no fluctuation in value, and I am willing to accept the lower returns associated with these investments |
I strongly disagree
I disagree
I somewhat agree
I agree
I strongly agree
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| 6. During periods of market decline, I tend to sell some of my riskier assets and put the money into safer assets |
I strongly disagree
I disagree
I somewhat agree
I agree
I strongly agree
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| 7. Based solely on a brief conversation with a friend, coworker, or relative, I would invest in a mutual fund |
I strongly disagree
I disagree
I somewhat agree
I agree
I strongly agree
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| 8. During the first half of 1994, some bond investments fell by more than 10 percent. If you owned an investment that fell 10 percent over a short period, what would you do? (If you owned bonds during the first half of 1994, please choose the answer that corresponds to your actual behavior at that time) |
Sell all of the remaining investment
Sell a portion of the remaining investment
Hold on to the remaining investment and sell nothing
Buy more of the investment
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| 9. How stable are your current and future income sources (salary, Social Security, pension)? |
Very unstable
Unstable
Somewhat stable
Stable
Very stable
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| 10. When it comes to investing in stock or bond mutual funds (or individual stocks or bonds) I would describe myself as a |
Very inexperienced investor
Somewhat inexperienced investor
Somewhat experienced investor
Experienced investor
Very experienced investor
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| 11. Consider your personal feeling about watching the fluctuations of the markets. If you owned investments, how would rises and falls in the market affect you emotionally? |
Not affect me
Minimally affect me
Indirectly affect me
Directly affect me
Dramatically affect me
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| 12. Which of the following investments would you feel most comfortable owning? |
Certificates of deposit
U.S. Government securities
Stocks of older, established companies
Stocks of newer, growing companies
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| 13. How optimistic are you about the long-term prospects for the economy? |
Pessimistic
Unsure
Somewhat optimistic
Very optimistic
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| 14. What do you anticipate your portfolio value will be 10 years from now? |
The same as or a little more than it is today
Moderately greater than it is today
Substantially greater than it is today
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| 15. What is your current income requirement (interest plus dividends) from this portfolio? |
More than 4 percent
2 percent to 4 percent
0 percent to 2 percent
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Susan E. Thomas CPA