This table provides direct-sold 529 plan information for
participating states and the District of Columbia.
| State |
Name of plan, manager,
contact information |
Residency
restrictions |
Contribution
limit |
State tax
benefits |
| AL |
Higher Education 529 Fund
Van Kampen Asset Management, Inc.
treasury.state.al.us
(866) 529-2228 |
Account owner or beneficiary must be an
Alabama resident |
$300,000 |
Withdrawals from Alabama 529 plans (but not other states' 529 plans) used for qualified education expenses are exempt from AL income tax |
| AK |
University of Alaska College Savings
Plan
T. Rowe Price Associates, Inc.
uacollegesavings.com
(866) 277-1005 |
Open to all |
$250,000 |
Alaska has no
state income tax |
T. Rowe Price College Savings
Plan
T. Rowe Price Associates, Inc.
price529.com
(800) 369-3641 |
Open to all |
$250,000 |
| AZ |
Arizona Family College Savings
Program
College Savings Bank
arizona.collegesavings.com
(800) 888-2723 |
Open to all |
$289,000 |
Withdrawals used for qualified
education expenses are exempt from AZ income tax |
Arizona Family College Savings
Program
Securities Management & Research, Inc.
smrinvest.com/college
(888) 667-3239 |
Open to all |
$289,000 |
Pacific Funds 529 College Savings
Plan
Pacific Life
pacificlife.com
(800) 722-2333 |
Account owner must be an Arizona resident |
$289,000 |
Fidelity Arizona College Savings Plan
Fidelity Investments
fidelity.com/arizona
(800) 544-1262 |
Open to all |
$289,000 |
| AR |
GIFT College Investing Plan
Upromise Investments, Inc.
thegiftplan.com
(800) 587-7301 |
Open to all |
$245,000 |
Withdrawals used for
qualified education expenses are exempt from AR income
tax, and contributions are deductible, up to a cap |
| CA |
Golden State ScholarShare College
Savings Trust
Fidelity Investments
scholarshare.com
(877) 728-4338 |
Open to all |
$300,000 |
Withdrawals used for qualified education
expenses are exempt from CA income tax |
| CO |
Direct Portfolio
College Savings Plan
Upromise Investments, Inc. and The Vanguard Group
collegeinvest.org
In-state: (800) 997-4295
Out-of-state: (800) 448-2424 |
Open to all |
$280,000 |
Withdrawals
used for qualified education expenses are exempt from CO
income tax, and all contributions are deductible |
Stable Value Plus
College Savings Program
Travelers Insurance Company
collegeinvest.org
(800) 448-2424 |
Open to all |
$280,000 |
| CT |
Connecticut Higher Education Trust (CHET)
TIAA-CREF
aboutchet.com
(888) 799-2438 |
Open to all |
$300,000 |
Withdrawals used for qualified education
expenses are exempt from CT income tax, and contributions are deductible, up to a cap, with a five-year carryover of excess contributions |
| DE |
Delaware College Investment Plan
Fidelity Investments
fidelity.com/delaware
(800) 544-1655 |
Open to all |
$270,000 |
Withdrawals used for
qualified education expenses are exempt from DE income
tax |
| DC |
DC 529 College Savings Program
Calvert Asset Management Company, Inc.
dccollegesavings.com
In-state: (800) 987-4859
Out-of-state: (800) 368-2745 |
Account owner must be a DC resident |
$260,000 |
Withdrawals used for qualified education
expenses are exempt from DC income tax, and
contributions are deductible, up to a cap, with a five-year carryover of excess contributions |
| FL |
Florida College Investment
Plan
Florida Prepaid College Board
florida529plans.com
(800) 552-4723 |
Open to all |
$341,000 |
Florida has no state
income tax |
| GA |
Georgia Higher Education Savings
Plan
TIAA-CREF
gacollegesavings.com
(877) 424-4377 |
Open to all |
$235,000 |
Withdrawals used for qualified education
expenses are exempt from GA income tax,
and contributions are deductible, up to a cap, if specific
income limits are met |
| HI |
TuitionEDGE
Delaware Investments
tuitionedge.com
(866) 529-3343 |
Account owner or beneficiary must be a Hawaii resident |
$305,000 |
Withdrawals used for
qualified education expenses are exempt from HI income
tax |
| ID |
Idaho College Savings Program
(IDeal)
TIAA-CREF
idsaves.org
(866) 433-2533 |
Open to all |
$310,000 |
Withdrawals used for qualified education
expenses are exempt from ID income tax, and
contributions are deductible, up to a cap |
| IL |
Bright Start College Savings Program
ClearBridge Advisors, LLC
brightstartsavings.com
(877) 432-7444 |
Open to all |
$235,000 |
Withdrawals from Illinois
529 plans (but not other states' 529 plans) used for
qualified education expenses are exempt from IL income
tax, and contributions are deductible, up to a cap |
| IN |
CollegeChoice 529 Investment Plan
JPMorgan Funds Management, Inc.
collegechoiceplan.com
(866) 400-7526 |
Account owner must be an Indiana resident |
$298,770 |
Withdrawals used for qualified education
expenses are exempt from IN income tax, and a credit may be claimed for a portion of annual contributions |
| IA |
College Savings Iowa
State Treasurer of Iowa, Upromise Investments, Inc, and The Vanguard Group
collegesavingsiowa.com
(888) 672-9116 |
Open to all |
$239,000 |
Withdrawals used for qualified education
expenses are exempt from IA income tax, and
contributions are deductible, up to a cap |
| KS |
Kansas Learning Quest 529 Education Savings
Program
American Century Investments
learningquest.com
(800) 579-2203 |
Open to all |
$235,000 |
Withdrawals used for
qualified education expenses are exempt from KS income
tax, and contributions are deductible, up to a cap |
| KY |
Kentucky Education Savings Plan
Trust
TIAA-CREF
kysaves.com
(877) 598-7878 |
Open to all |
$235,000 |
Withdrawals used for qualified education
expenses are exempt from KY income tax |
| LA |
START Saving Program
Louisiana State Treasurer
startsaving.la.gov
(800) 259-5626 |
Account owner or
beneficiary must be a Louisiana resident |
$224,465 |
Withdrawals used for
qualified education expenses are exempt from LA income
tax, and contributions are deductible, up to a cap, with an unlimited carryover of excess contributions |
| ME |
NextGen College Investing Plan -
Client Direct Series
Merrill Lynch
nextgenplan.com
(877) 463-9843 |
Open to all |
$305,000 |
Withdrawals used for qualified education
expenses are exempt from ME income tax, and contributions are deductible, up to a cap, if specific income limits are met |
| MD |
College Savings Plans of Maryland -
College Investment Plan
T. Rowe Price Associates, Inc.
collegesavingsmd.org
(888) 463-4723 |
Open to all |
$250,000 |
Withdrawals used for
qualified education expenses are exempt from MD income
tax, and contributions are deductible, up to a cap, with a ten-year carryover of excess contributions |
| MA |
U.Fund College Investing Plan
Fidelity Investments
fidelity.com/ufund
(800) 544-2776 |
Open to all |
$250,000 |
Withdrawals used for qualified education
expenses are exempt from MA income tax |
| MI |
Michigan Education Savings Program
TIAA-CREF
misaves.com
(877) 861-6377 |
Open to all |
$235,000 |
Withdrawals used for
qualified education expenses are exempt from MI income
tax, and contributions are deductible, up to a cap |
| MN |
Minnesota College Savings Plan
TIAA-CREF
mnsaves.org
(877) 338-4646 |
Open to all |
$235,000 |
Withdrawals used for qualified education
expenses are exempt from MN income tax |
| MS |
Mississippi Affordable College
Savings (MACS) Program
TIAA-CREF
collegesavingsms.com
(800) 486-3670 |
Open to all |
$235,000 |
Withdrawals used for qualified education expenses are exempt from MS
income tax, and contributions are deductible, up to a
cap |
| MO |
MOST--Missouri's 529 College Savings Plan
Upromise Investments, Inc.
missourimost.org
(888) 414-6678 |
Open to all |
$235,000 |
Withdrawals used for qualified education
expenses are exempt from state MO tax, and
contributions are deductible, up to a cap |
| MT |
CollegeSure® 529 Plan
College Savings Bank
montana.collegesavings.com
(800) 888-2723 |
Open to all |
$304,000 |
Withdrawals
used for qualified education expenses are exempt from MT
income tax, and contributions are deductible, up to a
cap |
Pacific Funds 529 College Savings
Plan
Pacific Life
collegesavings.pacificlife.com
(800) 722-2333 |
Account owner must be a Montana resident |
$304,000 |
| NE |
College Savings Plan of Nebraska
Union Bank & Trust Company
planforcollegenow.com
(888) 993-3746 |
Open to all |
$300,000 |
Withdrawals used for qualified education
expenses are exempt from NE income tax, and
contributions are deductible, up to a cap |
| NV |
The Upromise College Fund
Upromise Investments, Inc.
upromisecollegefund.com
(800) 587-7305 |
Open to all |
$310,000 |
Nevada has no
state income tax |
The Vanguard 529 Savings Plan
Upromise Investments, Inc.
vanguard.com
(866) 734-4530 |
Open to all |
$310,000 |
USAA College Savings Plan
Upromise Investments, Inc.
usaa.com
(800) 292-8825 |
Open to all |
$310,000 |
| NH |
UNIQUE College Investing Plan
Fidelity Investments
fidelity.com/unique
(800) 544-1722 |
Open to all |
$270,000 |
New Hampshire has no state income tax |
| NJ |
NJBEST 529 College Savings Plan
Franklin Templeton Distributors, Inc.
njbest.com
(877) 465-2378 |
Account owner or
beneficiary must be a New Jersey resident |
$305,000 |
Withdrawals used for
qualified education expenses are exempt from NJ income
tax |
| NM |
The Education Plan's College Savings
Program
OppenheimerFunds Inc.
theeducationplan.com
(877) 337-5268 |
Open to all |
$294,000 |
Withdrawals used for qualified education
expenses are exempt from NM income tax, and all
contributions are deductible |
| NY |
New York's 529 College Savings Program
Upromise Investments, Inc. and The Vanguard Group
nysaves.org
(877) 697-2837 |
Open to all |
$235,000 |
Withdrawals used for
qualified education expenses are exempt from NY income
tax, and contributions are deductible, up to a cap |
| NC |
National College Savings Program
College Foundation, Inc.
cfnc.org/savings
(800) 600-3453 |
Open to all |
$325,280 |
Withdrawals used for qualified education expenses are exempt from NC income tax, and contributions are deductible, up to a cap, if specific income limits are met |
| ND |
College SAVE
The Vanguard Group
collegesave4u.com
(866) 728-3529 |
Open to all |
$269,000 |
Withdrawals used for
qualified education expenses are exempt from ND income
tax |
| OH |
Ohio CollegeAdvantage 529 Savings
Plan
Ohio Tuition Trust Authority
collegeadvantage.com
(800) 233-6734 |
Account owner or beneficiary must be an Ohio resident to invest in the Putnam Investment options |
$291,000 |
Withdrawals used for qualified
education expenses are exempt
from OH income tax, and contributions are deductible, up
to a cap, with an unlimited carryover of
excess contributions |
| OK |
Oklahoma College Savings Plan
TIAA-CREF
ok4saving.org
(877) 654-7284 |
Open to all |
$300,000 |
Withdrawals used for
qualified education expenses are exempt from OK income
tax, and contributions are deductible, up to a cap, with a five-year carryover of excess contributions |
| OR |
Oregon College Savings Plan
OppenheimerFunds, Inc.
oregoncollegesavings.com
(866) 772-8464 |
Open to all |
$250,000 |
Withdrawals used for qualified education
expenses are exempt from OR income tax, and
contributions are deductible, up to a cap, with a four-year
carryover of excess contributions |
| PA |
TAP 529 Investment Plan
Delaware Investments
tap529.com
(800) 440-4000 |
Account owner or
beneficiary must be a Pennsylvania resident |
$315,000 |
Withdrawals used for qualified education expenses are exempt from PA income tax, and contributions are deductible, up to a cap |
| RI |
CollegeBoundfund
AllianceBerstein LP
collegeboundfund.com
(888) 324-5057 |
Account owner or beneficiary must be a
Rhode Island resident, or the account owner must work in Rhode Island |
$330,690 |
Withdrawals used for qualified education
expenses are exempt from RI income tax, and
contributions are deductible, up to a cap, with
an unlimited carryover of excess contributions |
| SC |
Future Scholar 529 College Savings
Plan
Columbia Management Distributors, Inc.
futurescholar.com
(888) 244-5674 |
Account owner or
beneficiary must be a South Carolina resident; also
open to employees of the State of South Carolina or Bank of America
regardless of residency |
$277,000 |
Withdrawals used for
qualified education expenses are exempt from SC income
tax, and all contributions are deductible |
| SD |
CollegeAccess 529
Allianz Global Investors Distributors, LLC
collegeaccess529.com
(866) 529-7462 |
Account owner or beneficiary must be a South Dakota resident |
$325,000 |
South Dakota has no state
income tax |
| TN |
Tennessee's BEST Savings Plan
TIAA-CREF
tnbest.com
(888) 486-2378 |
Open to all |
$235,000 |
Tennessee has no state income tax |
| TX |
Tomorrow's College Investment Plan
Enterprise Capital Management, Inc.
enterprise529.com
(800) 445-4723 |
Account owner or beneficiary must be a Texas resident |
$257,460 |
Texas has no state income tax |
| UT |
Utah Educational Savings Plan (UESP)
Trust
Utah Higher Education Assistance Authority
uesp.org
(800) 418-2551 |
Open to all |
$319,000 |
Withdrawals used for
qualified education expenses are exempt from UT income
tax, and contributions are deductible, up to a cap |
| VT |
Vermont Higher Education Investment
Plan
TIAA-CREF
vsac.org
(800) 637-5860 |
Open to all |
$240,100 |
Withdrawals used for qualified education
expenses are exempt from VT income tax, and a credit may be
claimed for a portion of annual contributions |
| VA |
Virginia Education Savings Trust
(VEST)
Virginia College Savings Plan Board
virginia529.com
(888) 567-0540 |
Open to all |
$250,000 |
Withdrawals used for
qualified education expenses are exempt from VA income tax, and
contributions are deductible, up to a cap, with
an unlimited carryover of excess contributions |
| WV |
SMART529 WV Direct College Savings Plan
Hartford Life Insurance Company
smart529.com
(866) 574-3542 |
Account owner or beneficiary must be a West Virginia resident, taxpayer, property owner, full-time student, or employee |
$265,620 |
Withdrawals used for qualified education
expenses are exempt from WV income tax, and all
contributions are deductible |
SMART529 Select
Hartford Life Insurance Company
smart529.com
(866) 574-3542 |
Open to all |
$265,620 |
| WI |
EDVEST
Wells Fargo Funds Management, LLC
edvest.com
(888) 338-3789 |
Open to all |
$246,000 |
Withdrawals used for
qualified education expenses are exempt from WI income
tax, and contributions are deductible, up to a cap |
Whitehouse & Company CPA's