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Insurance products issued by Principal National Life Insurance Company (except in NY), Principal Life Insurance Company®, and the companies available through the Preferred Product Network, Inc. Securities and advisory products offered through Principal Securities, Inc., Member SIPC. Referenced companies are members of the Principal Financial Group®, Des Moines, IA 50392. Karen Lomas, Principal National and Principal Life Financial Representative, Principal Securities Registered Representative, Financial Advisor, and a member of the Principal® Financial Network.

The material provided does not necessarily reflect the views or opinions of Principal Financial Group®. Broadridge is not affiliated with any company of the Principal Financial Group®. Principal Financial Group® does not endorse the commentary, opinions or views of the article. This material should be considered general information and should not be used as the primary basis for a financial decision. It is provided with the understanding that the member companies of the Principal Financial Group® are not rendering legal, accounting, or tax advice.