Protection Planning

Eligible long-term care premium deduction limits:

LTC premium deduction limits	2019	2020
Age 40 or under	$420	$430
Age 41-50	$790	$810
Age 51-60	$1,580	$1,630
Age 61-70	$4,220	$4,350
Over age 70	$5,270	$5,430

Per diem limit:

LTC periodic payments	2019	2020
Periodic payments for qualified long-term care insurance/certain life insurance	$370	$380

Archer Medical Savings Accounts

High deductible health plan--self-only coverage	2019	2020
Annual deductible--minimum	$2,350	$2,350
Annual deductible--maximum	$3,500	$3,550
Annual out-of-pocket expenses required to be paid (other than for premiums) can't exceed	$4,650	$4,750

High deductible health plan--family coverage	2019	2020
Annual deductible--minimum	$4,650	$4,750
Annual deductible--maximum	$7,000	$7,100
Annual out-of-pocket expenses required to be paid (other than for premiums) can't exceed	$8,550	$8,650

Flexible spending account (FSA) for health care

Health care FSAs	2019	2020
Maximum salary reduction contribution	$2,700	$2,750

Health Savings Accounts (HSAs)

Annual contribution limit	2019	2020
Self-only coverage	$3,500	$3,550
Family coverage	$7,000	$7,100

High deductible health plan--self-only coverage	2019	2020
Annual deductible--minimum	$1,350	$1,400
Annual out-of-pocket expenses required to be paid (other than for premiums) can't exceed	$6,750	$6,900

High deductible health plan--family coverage	2019	2020
Annual deductible--minimum	$2,700	$2,800
Annual out-of-pocket expenses required to be paid (other than for premiums) can't exceed	$13,500	$13,800

Catch-up contributions	2019	2020
Annual catch-up contribution limit for individuals age 55 or older	$1,000	$1,000

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LivingStone Wealth Planning is not a subsidiary of nor controlled by Voya Financial Advisors.

This information was prepared by Broadridge Investor Communication Solutions, Inc. and has been made available for Voya Financial Advisors’ representatives for distribution to the public for educational information only. Broadridge Investor Communication Solutions, Inc. is not affiliated with nor controlled by Voya Financial Advisors. The opinions/views expressed within are that of Broadridge Investor Communication Solutions, Inc. and do not necessarily reflect those of Voya Financial Advisors or its representatives. In addition, they are not intended to provide specific advice or recommendations for any individual. Neither Voya Financial Advisors nor its representatives provide tax or legal advice. You should consult with your financial professional, attorney, accountant or tax advisor regarding your individual situation prior to making any investment decisions.